Total & Permanent Disability Insurance
Total & permanent disability insurance is paid as a lump sum benefit.
What if you had a serious accident or illness which prevented you from working again or running your business.
Would you need money to repay any debts and pay for expensive medicals and equipment. If so you should consider total and permanent disability insurance.
If you’re medically assessed as being unlikely to work again this proves very challenging emotionally and financially. You will need money to make some very big changes in your life.