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The information contained within, including taxation, does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances and reading any product disclosure statements.
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What are the problems that income protection solves for you? Who will pay you when you can’t work? Most self-employed people don’t have any work cover. How will you pay the bills if you can’t work? If you don’t have adequate cash savings this causes a lot of worry...
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Life, Trauma, Income Protection and TPD insurance are there to cover you for dire events. So when you need to make a claim, you need it approved NOW – and paid as quickly as possible. Unfortunately, that’s not always what happens. ASIC recently found that some life companies were...
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Are you properly insured? Running a small business is hard work. A lot goes into getting it up and running and you will have taken some big risks. The last thing you need is to lose it all because of poor insurance choices. Do your homework Firstly you need...
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Taking out income protection insurance is a sound idea for those working in high risk industries such as the pest control industry. What happens if there’s an accident and it’s not possible to go to work for weeks, days… or even years? Common issues with income protection policies include...
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Speak with a Surety Life advisor for Life Insurance, Income Protection, Trauma, and Total & Permanent Disability. Speak with a Surety Life advisor about your cover and hopefully you’ll be smiling like Dave. Life Insurance Income Protection Insurance Total & Permanent Disability Insurance Trauma & Critical Illness Insurance Business...
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How does your income protection insurance stack up? Common issues with income protection policies include adequacy of the coverage and underinsurance. When was your income protection insurance last reviewed? How to calculate your level of cover? You can insure up to 75% of your monthly income. Refer to the...
Read moreThere’s too much at stake. It’s your family who suffer if you don’t have the right income protection, trauma and life insurance. Get proper advice and protection. A financial adviser can help you to put together the right package make the cover affordable with a easy payment program so...
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Over the years, I’ve asked the question, “What’s your most important asset? Responses vary from my family, my house, investment properties, the business, my wife, my kids, my eyes, my hands, my relationship skills and may other varied responses. A very small percentage would say something like, my ability...
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For most business owners, paying for life insurance via super can be a tax effective way for paying insurance premiums. This is despite the fact that it can be cost effective. The tax deduction can be 30% for companies and could be higher for some self-employed individuals. Paying life...
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